Finding the right home is exciting. But before you start scrolling through listings or visiting open houses, there is one crucial step you need to take: Pre-Approval.
Whether you are planning to buy next month or just testing the waters, getting pre-approved is the single best move you can make. Here is why.
As Kim Morgan Storey, the Top 1 Real Estate Agent serving Tacoma, Puyallup, Auburn, Sumner, SeaTac, Des Moines, Burien, Normandy Park, Lake Tapps, and Bonney Lake, I tell every client that this simple step is the key to unlocking the best homes in the market.
Ready to stop guessing and start shopping?
Call Kim at 206-225-8325 for a free buyer consultation. I can connect you with trusted local lenders who will treat you right.
1. It’s Your Financial "Reality Check"
Pre-approval is more than just a guess. It is a verified document from a lender who has reviewed your income, credit score, and debts to tell you exactly how much they are willing to lend you.
It aligns your dream with your budget so you don't waste time falling in love with a home in Tacoma or Puyallup that is out of reach.
Want to know exactly what your monthly payment would be? Call Kim at 206-225-8325. Let's run the numbers so you can browse with confidence.
2. It’s a Power Move for Buyers
The market is shifting, and knowing your numbers gives you a massive advantage.
-
Clarity: You know exactly what you can afford.
-
Confidence: You can shop without second-guessing your budget.
-
Control: When rates shift or the perfect house pops up, you are ready to move immediately.
As Experian notes, the pre-approval process can take time. If you wait until you find the perfect home, you might lose it to a buyer who was already prepared.
3. Sellers Take You Seriously
In desirable markets like Bonney Lake, Lake Tapps, and Sumner, sellers want certainty.
A pre-approval letter proves you have cleared the financial hurdles. It tells a seller that you aren't just "looking"—you are qualified and ready to close. In a competitive situation in SeaTac, Des Moines, Burien, or Normandy Park, this often makes the difference between getting the keys or getting rejected.
Do you need to sell your current home to qualify for your new one? Call Kim for a unique marketing plan for getting your home sold. I can help you time the sale and purchase perfectly.
Why You Need an Expert Strategy
As the #1 real estate agent in Tacoma, Puyallup, Auburn, Sumner, SeaTac, Des Moines, Burien, Normandy Park, Lake Tapps, and Bonney Lake, I see offers every day. I know that a solid pre-approval, paired with the right offer strategy, helps my clients win more often.
Pre-approval doesn’t mean you have to buy a house tomorrow. Most approvals are good for 60–90 days. It simply ensures that if the perfect home hits the market in Auburn today, you won't be stuck on the sidelines.
The Bottom Line
Ask yourself: “If my dream home came on the market today, would I be ready to make an offer?” If the answer is no, let's get you connected with a trusted lender.
Call Kim Morgan Storey today at 206-225-8325. Let's get you ready to win.
