If you’ve served in the military — or if your spouse has — you have access to one of the most powerful homebuying tools available: the ability to purchase a home with no down payment.
Surprisingly, 70% of Veterans don’t know they’re eligible for this benefit (according to Veterans United). That means many are missing out on an incredible opportunity to achieve homeownership and build long-term wealth.
As the #1 real estate agent in Tacoma, Puyallup, Auburn, Sumner, SeaTac, Des Moines, Burien, Normandy Park, Lake Tapps, and Bonney Lake, I’m passionate about helping Veterans and military families understand and maximize their VA loan benefits.
Why VA Home Loans Are So Valuable
For nearly 80 years, VA home loans have helped millions of Veterans and active-duty service members buy homes affordably. According to the Department of Veterans Affairs, the main advantages include:
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$0 Down Payment: Many eligible buyers can purchase a home without years of saving.
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Fewer Upfront Costs: The VA limits which closing costs Veterans are required to pay, making the process more affordable.
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No Private Mortgage Insurance (PMI): This keeps monthly payments lower compared to many conventional loans.
Together, these benefits make VA loans one of the most flexible and cost-effective paths to homeownership — helping Veterans build stability and equity faster.
What About VA Loans During a Government Shutdown?
You may have seen headlines raising questions about whether VA loans are still available during a government shutdown. The answer is reassuring: yes, they are.
While there may be slight processing delays, Veterans United confirms that most key services continue:
“The good news is that the shutdown has minimal impacts on VA lending. Lenders are still able to order appraisals, obtain a borrower’s Certificate of Eligibility, submit the VA Funding Fee, and more.”
That means you can still use your VA loan benefits to buy or refinance a home — the process just might take a little longer than usual.
Why Having the Right Agent and Lender Matters
Using your VA loan benefits is much smoother when you have a knowledgeable, military-friendly team guiding the process. As VA News notes:
“Choosing a military-friendly broker or agent who understands the VA home loan process can make all the difference in the homebuying experience.”
An experienced agent and lender can help you navigate every step — from qualifying and making a strong offer to ensuring your loan closes without stress.
Ready To Use Your VA Benefits?
If you’re a Veteran or active-duty service member in Tacoma, Puyallup, Auburn, Sumner, SeaTac, Des Moines, Burien, Normandy Park, Lake Tapps, or Bonney Lake, you’ve earned the right to own a home with confidence — and often with no money down.
